:root {
  color-scheme: light;
  --ink: #173d3a;
  --ink-soft: #3d5955;
  --muted: #56655f;
  --accent: #478378;
  --accent-text: #3a7166;
  --accent-deep: #33695f;
  --label: #405c54;
  --gold: #f4d17d;
  --error: #a8442b;
  --paper: #f7f7f2;
  --white: #fffefa;
  --mint: #dcebe3;
  --mint-strong: #c7e1d4;
  --coral: #f2a58c;
  --yellow: #f4c967;
  --line: #dfe5de;
  --sans: 'DM Sans', 'Avenir Next', Avenir, sans-serif;
  --display: 'Manrope', 'Avenir Next', Avenir, sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 82px; }
body { margin: 0; overflow-x: clip; background: var(--paper); color: var(--ink); font-family: var(--sans); font-size: 16px; -webkit-font-smoothing: antialiased; }
button, input, select { font: inherit; }
button { color: inherit; }
a { color: inherit; }
::selection { background: var(--mint-strong); color: var(--ink); }
input, select { caret-color: var(--accent); }
.visually-hidden { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
.section-wrap { width: min(1180px, calc(100% - 64px)); margin-inline: auto; }
.skip-link { position: absolute; top: -60px; left: 16px; z-index: 20; background: var(--ink); color: white; padding: 12px 16px; border-radius: 8px; }
.skip-link:focus { top: 12px; }

.site-header { height: 82px; padding: 0 max(32px, calc((100% - 1180px) / 2)); display: flex; align-items: center; justify-content: space-between; gap: 26px; background: rgba(247,247,242,.94); border-bottom: 1px solid rgba(23,61,58,.07); position: sticky; top: 0; z-index: 5; backdrop-filter: blur(12px); }
.brand { display: inline-flex; align-items: center; gap: 10px; text-decoration: none; flex-shrink: 0; }
.brand-name { font: 800 21px/1 var(--display); letter-spacing: -.9px; color: var(--ink); }
.brand-name span { color: var(--accent); }
.desktop-nav { display: flex; align-items: center; gap: clamp(20px, 3vw, 42px); margin-left: auto; }
.desktop-nav a { font-size: 14px; font-weight: 600; text-decoration: none; color: var(--ink-soft); transition: color .2s; }
.desktop-nav a:hover, .footer-links a:hover { color: #498b7d; }
.nav-toggle { display: none; }
.icon-sprite { width: 0; height: 0; position: absolute; overflow: hidden; }
.icon { width: 1em; height: 1em; display: inline-block; vertical-align: -.125em; flex: 0 0 auto; }
.art-spark .icon, .art-star .icon, .art-arrow .icon, .family-heart .icon, .closing-spark .icon { display: block; }
.button { min-height: 52px; border: 1px solid var(--ink); border-radius: 8px; padding: 0 21px; display: inline-flex; align-items: center; justify-content: center; gap: 18px; background: var(--ink); color: white; font-size: 15px; font-weight: 700; text-decoration: none; cursor: pointer; transition: transform .2s, background .2s, box-shadow .2s; }
.button:hover { background: #245550; box-shadow: 0 6px 18px rgba(23,61,58,.12); transform: translateY(-2px); }
.button-small { min-height: 43px; padding: 0 17px; font-size: 14px; gap: 10px; }
.button-outline { background: transparent; color: var(--ink); }
.button-outline:hover { background: var(--mint); box-shadow: none; }

.hero { display: grid; grid-template-columns: 1fr 1fr; align-items: center; gap: 36px; min-height: 610px; padding-top: 36px; padding-bottom: 57px; }
.hero-copy { position: relative; z-index: 1; padding-top: 8px; }
h1, h2, h3, p { margin-top: 0; }
h1, h2, h3 { font-family: var(--display); }
h1 { max-width: 630px; margin-bottom: 20px; font-size: clamp(45px, 5.5vw, 69px); line-height: 1.04; letter-spacing: -0.045em; font-weight: 700; text-wrap: balance; }
h1 em, h2 em { color: var(--accent); font-style: normal; }
.hero-description { max-width: 440px; margin-bottom: 29px; color: var(--muted); font-size: 19px; line-height: 1.6; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 11px; }
.hero-proof { display: flex; align-items: center; gap: 9px; margin-top: 27px; color: var(--muted); font-size: 14px; }
.proof-icon { width: 22px; height: 22px; display: grid; place-items: center; color: #4d8e7c; font-size: 17px; }
.hero-art { min-height: 560px; position: relative; display: grid; place-items: center; overflow: hidden; }
.mascot-card { width: min(365px, 82%); position: relative; z-index: 1; padding: 7px; overflow: hidden; border: 1px solid rgba(23,61,58,.12); border-radius: 15px; background: #fff; box-shadow: 0 22px 55px rgba(23,61,58,.12); transform: rotate(1deg); }
.hero-mascot { display: block; width: 100%; height: auto; margin: 0 auto; border-radius: 9px; }
.art-orbit { position: absolute; border: 1px solid #cbded4; border-radius: 50%; transform: rotate(-25deg); }
.orbit-one { width: 95%; height: 71%; }
.orbit-two { width: 87%; height: 83%; transform: rotate(55deg); border-color: #e4d9bf; }
.art-note { position: absolute; z-index: 2; padding: 12px 15px; border: 1px solid rgba(23,61,58,.1); border-radius: 9px; background: var(--white); color: var(--ink); font-size: 12px; line-height: 1.45; font-weight: 700; letter-spacing: .08em; box-shadow: 0 8px 22px rgba(23,61,58,.07); }
.note-top { top: 52px; right: 12px; transform: rotate(5deg); }
.note-bottom { top: 46px; left: 4px; transform: rotate(-7deg); }
.art-spark { position: absolute; color: #e49b77; font-size: 26px; }
.spark-one { top: 77px; left: 28px; }
.spark-two { bottom: 94px; right: 20px; color: #79a291; font-size: 20px; }

.trust-strip { background: #e9eee8; border-top: 1px solid #e0e7df; border-bottom: 1px solid #e0e7df; }
.trust-inner { min-height: 67px; display: flex; align-items: center; justify-content: center; gap: clamp(25px, 6vw, 76px); padding: 12px 24px; color: #4c625c; font-size: 14px; font-weight: 600; }
.trust-inner i { width: 5px; height: 5px; border-radius: 50%; background: #e5a082; }

.coverage-section { padding-top: 104px; padding-bottom: 115px; scroll-margin-top: -64px; }
.section-heading { max-width: 650px; margin-bottom: 47px; }
h2 { margin-bottom: 17px; font-size: clamp(36px, 4vw, 51px); line-height: 1.12; letter-spacing: -0.04em; font-weight: 700; text-wrap: balance; }
.section-heading > p:last-child { max-width: 540px; margin-bottom: 0; color: var(--muted); font-size: 18px; line-height: 1.6; }
.coverage-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 20px; }
.coverage-card { display: flex; flex-direction: column; padding: 27px 32px 31px; border: 1px solid #e1e5dc; border-radius: 14px; background: var(--white); }
.coverage-card .text-link { margin-top: auto; align-self: flex-start; }
.disability-card { background: #edf4ef; }
.card-topline { min-height: 29px; display: flex; justify-content: space-between; align-items: center; }
.card-icon { width: 29px; height: 29px; flex: 0 0 auto; display: grid; place-items: center; padding: 0; border: 1px solid #d7e2d9; border-radius: 50%; background: transparent; color: #578177; font-size: 15px; line-height: 1; cursor: pointer; transition: background .2s, color .2s, border-color .2s, transform .2s; }
.card-icon:hover, .card-icon:focus-visible { border-color: var(--ink); background: var(--ink); color: #fff; transform: translate(1px, -1px); }
.card-label { color: #4d6b62; font-size: 12px; letter-spacing: .1em; font-weight: 700; }
.coverage-illustration { height: 155px; position: relative; margin: 7px 0 9px; overflow: hidden; }
.paycheck { width: 170px; height: 96px; position: absolute; top: 31px; left: 50%; padding: 22px 17px; border: 2px solid #173d3a; border-radius: 6px; background: #fffefa; transform: translateX(-50%) rotate(-5deg); box-shadow: 0 14px 30px rgba(23,61,58,.13); }
.check-line { width: 67px; height: 5px; display: block; margin-bottom: 9px; border-radius: 5px; background: #adcbbd; }
.check-line.short { width: 43px; }
.check-stamp { position: absolute; right: 14px; top: 22px; width: 42px; height: 42px; display: grid; place-items: center; border: 2px solid #df9278; border-radius: 50%; color: #c87c65; text-align: center; font-size: 7px; line-height: 1.1; letter-spacing: .7px; font-weight: 700; transform: rotate(9deg); }
.art-star { position: absolute; top: 8px; left: calc(50% + 100px); color: #df9278; font-size: 25px; }
.art-arrow { position: absolute; bottom: 12px; left: calc(50% - 128px); color: #588c7e; font-size: 30px; transform: rotate(-22deg); }
.family-art { background: radial-gradient(ellipse at 50% 92%, #e7e6d4 0, #e7e6d4 45%, transparent 45%); }
.sun-disc { width: 90px; height: 90px; position: absolute; top: 21px; left: calc(50% - 45px); border-radius: 50%; background: #f7d98e; opacity: .8; }
.family-heart { position: absolute; top: 16px; right: calc(50% - 92px); z-index: 2; color: #df8c75; font-size: 30px; }
.family-person { position: absolute; bottom: 23px; z-index: 1; display: block; width: 43px; height: 67px; border-radius: 24px 24px 5px 5px; background: #32695f; }
.family-person::before { content: ''; width: 29px; height: 29px; position: absolute; top: -24px; left: 7px; border-radius: 50%; background: #e9a58a; }
.person-one { left: calc(50% - 57px); height: 82px; background: #518b7d; }
.person-two { left: calc(50% - 20px); z-index: 2; width: 44px; height: 62px; background: #e99478; }
.person-two::before { width: 26px; height: 26px; left: 9px; }
.person-three { left: calc(50% + 19px); height: 76px; background: #315a56; }
.family-ground { width: 185px; height: 11px; position: absolute; bottom: 18px; left: calc(50% - 92px); border-radius: 50%; background: #c1d2bd; }
.coverage-card h3 { margin: 0 0 14px; font-size: 26px; line-height: 1.18; letter-spacing: -1px; }
.coverage-card > p { max-width: 52ch; margin-bottom: 12px; color: var(--muted); font-size: 16px; line-height: 1.65; }
.coverage-card blockquote { max-width: 46ch; margin: 22px 0 20px; padding: 0; color: #3f6359; font-family: var(--display); font-size: 17px; line-height: 1.5; font-weight: 600; font-style: italic; text-wrap: pretty; }
.text-link { padding: 0; border: 0; background: none; color: var(--ink); font-size: 15px; font-weight: 700; text-decoration: underline; text-decoration-color: var(--mint-strong); text-decoration-thickness: 2px; text-underline-offset: 5px; cursor: pointer; transition: text-decoration-color .2s; }
.text-link:hover { text-decoration-color: var(--coral); }

.iggy-section { overflow: hidden; background: #173d3a; color: var(--white); }
.iggy-inner { min-height: 495px; display: grid; grid-template-columns: .9fr 1.1fr; align-items: center; gap: 75px; padding-top: 74px; padding-bottom: 74px; }
.iggy-art { min-height: 336px; position: relative; display: grid; place-items: center; }
.iggy-blob { width: 290px; height: 290px; position: absolute; border: 1px solid #547b70; border-radius: 45% 55% 65% 35% / 44% 37% 63% 56%; background: #285750; transform: rotate(-16deg); }
.persona-gallery { width: min(100%, 405px); position: relative; z-index: 1; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); align-items: center; gap: 10px; }
.persona-card { min-width: 0; overflow: hidden; margin: 0; border-radius: 10px; background: #fff; box-shadow: 0 18px 40px rgba(0,0,0,.2); }
.persona-card img { width: 100%; height: auto; aspect-ratio: 2 / 3; display: block; object-fit: cover; }
.persona-doctor { transform: rotate(-5deg) translateY(7px); }
.persona-oilman { z-index: 1; transform: translateY(-9px); }
.persona-flannel { transform: rotate(5deg) translateY(7px); }
.persona-card figcaption { padding: 8px 4px; background: #fff; color: #315b54; text-align: center; font-size: 12px; font-weight: 700; }
.iggy-copy h2 { margin-bottom: 22px; font-size: clamp(34px, 4vw, 49px); }
.iggy-copy h2 em { color: #c5dfcf; }
.iggy-copy > p { max-width: 52ch; margin-bottom: 14px; color: #c2d4cb; font-size: 17px; line-height: 1.65; }
.iggy-signoff { display: inline-block; margin-top: 20px; padding: 12px 22px; border: 1px solid rgba(244,209,125,.45); border-radius: 999px; background: rgba(244,209,125,.1); color: var(--gold); font-family: var(--display); font-size: clamp(19px, 2vw, 24px); font-weight: 800; letter-spacing: -.01em; line-height: 1.2; }
.iggy-signoff span { padding-left: 10px; color: #ef9a83; }

.how-section { padding-top: 108px; padding-bottom: 101px; }
.how-section .section-heading { max-width: 670px; margin-bottom: 42px; }
.steps-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.step-card { min-height: 219px; position: relative; padding: 26px 24px 22px; border: 1px solid #e1e6dd; border-radius: 11px; background: var(--white); }
.step-number { color: #5b7a70; font-size: 13px; letter-spacing: .08em; font-weight: 700; font-variant-numeric: tabular-nums; }
.step-card h3 { margin: 24px 0 10px; font-size: 20px; letter-spacing: -.02em; }
.step-card p { max-width: 34ch; margin: 0; color: var(--muted); font-size: 15px; line-height: 1.6; }
.how-cta { margin-top: 28px; display: flex; align-items: center; gap: 21px; color: var(--muted); font-size: 16px; }

.faq-section { background: #ebf0e9; }
.faq-inner { display: grid; grid-template-columns: .75fr 1.25fr; gap: 83px; padding-top: 98px; padding-bottom: 102px; }
.faq-intro h2 { font-size: 42px; }
.faq-intro > p:last-child { max-width: 300px; margin-top: 19px; color: var(--muted); font-size: 17px; line-height: 1.6; }
.faq-list details { border-bottom: 1px solid #d2ded4; }
.faq-list details:first-child { border-top: 1px solid #d2ded4; }
.faq-list summary { min-height: 62px; display: flex; align-items: center; justify-content: space-between; gap: 18px; color: #264944; font-family: var(--display); font-size: 17px; font-weight: 700; cursor: pointer; list-style: none; }
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary .icon { color: var(--accent-text); font-size: 22px; transition: transform .25s cubic-bezier(.22,1,.36,1); }
.faq-list details[open] summary .icon { transform: rotate(45deg); }
.faq-list details p { max-width: 62ch; margin: -2px 30px 20px 0; color: var(--muted); font-size: 16px; line-height: 1.65; }

.closing-cta { min-height: 375px; display: flex; align-items: center; justify-content: space-between; gap: 40px; position: relative; overflow: hidden; margin-top: 76px; margin-bottom: 76px; padding: 56px 74px; border-radius: 16px; background: var(--accent-deep); color: var(--white); }
.closing-content { position: relative; z-index: 1; }
.closing-content h2 { margin-bottom: 14px; font-size: 43px; }
.closing-content h2 em { color: #d2e9d9; }
.closing-content > p { margin-bottom: 24px; color: #e6f1eb; font-size: 17px; line-height: 1.55; }
.button-light { border-color: #fffefa; background: #fffefa; color: var(--ink); }
.button-light:hover { background: #edf4ef; }
.button-dark-outline { border-color: rgba(255,255,255,.63); background: transparent; color: white; }
.button-dark-outline:hover { background: rgba(255,255,255,.1); box-shadow: none; }
.closing-badge { width: 205px; height: 205px; flex: 0 0 auto; position: relative; display: grid; place-items: center; border: 1px solid rgba(255,255,255,.38); border-radius: 50%; background: rgba(255,255,255,.1); transform: rotate(8deg); }
.closing-badge::before { content: ''; width: 177px; height: 177px; position: absolute; border: 1px dashed rgba(255,255,255,.45); border-radius: 50%; }
.closing-badge > span { position: absolute; top: 30px; color: #fff3d1; font-size: 11px; font-weight: 700; letter-spacing: .14em; }
.closing-badge img { width: 105px; height: 105px; margin-top: 17px; border: 3px solid rgba(255,255,255,.8); border-radius: 50%; background: #fff; object-fit: cover; object-position: 50% 15%; }
.closing-spark { position: absolute; top: -34px; left: 250px; color: #f3d37e; font-size: 28px; }

.site-footer { border-top: 1px solid #e2e7df; background: #eff1eb; }
.footer-main { display: flex; justify-content: space-between; gap: 40px; padding-top: 49px; padding-bottom: 39px; }
.footer-motto { display: block; width: fit-content; margin: 18px 0 0; padding: 10px 18px; border-radius: 999px; background: var(--ink); color: var(--gold); font-family: var(--display); font-size: clamp(16px, 1.6vw, 19px); font-weight: 800; letter-spacing: -.01em; line-height: 1.2; }
.footer-motto span { padding-left: 8px; color: #ef9a83; }
.footer-links { display: flex; gap: clamp(50px, 9vw, 122px); }
.footer-links > div { min-width: 112px; display: flex; flex-direction: column; align-items: flex-start; gap: 11px; }
.footer-label { margin-bottom: 5px; color: var(--muted); font-size: 12px; letter-spacing: .1em; font-weight: 700; }
.footer-links a, .footer-action-link { padding: 0; border: 0; background: none; color: var(--label); font-family: var(--sans); font-size: 15px; text-align: left; text-decoration: none; cursor: pointer; transition: color .2s; }
.footer-bottom { min-height: 55px; display: flex; justify-content: space-between; align-items: center; gap: 24px; border-top: 1px solid #dfe4dc; }
.footer-bottom p { margin: 0; color: var(--muted); font-size: 13px; line-height: 1.5; }
.footer-bottom p:last-child { text-align: right; }
.footer-bottom a { color: var(--accent-text); text-decoration: none; }
.footer-bottom a:hover { text-decoration: underline; }

.disclosures-page { min-height: calc(100vh - 137px); padding-top: 79px; padding-bottom: 90px; }
.disclosures-page h1 { max-width: 760px; margin-bottom: 16px; font-size: clamp(43px, 6vw, 65px); }
.disclosures-intro { max-width: 630px; margin-bottom: 43px; color: var(--muted); font-size: 18px; line-height: 1.6; }
.disclosure-copy { max-width: 850px; padding: 31px 35px; border: 1px solid #e1e6dd; border-radius: 12px; background: var(--white); }
.disclosure-copy p { max-width: 75ch; margin: 0 0 20px; color: #4f615a; font-size: 15px; line-height: 1.75; }
.disclosure-copy p:last-child { margin-bottom: 0; }
.disclosure-copy a { color: #327469; text-decoration: underline; text-decoration-color: #a4c4b5; text-underline-offset: 3px; }
.disclosure-copy a:hover { color: var(--ink); text-decoration-color: currentColor; }

.quote-dialog { width: min(860px, calc(100% - 32px)); max-height: calc(100dvh - 32px); overflow-y: auto; position: fixed; padding: 30px 36px 32px; border: 1px solid #e1e7de; border-radius: 16px; background: var(--paper); color: var(--ink); box-shadow: 0 25px 90px rgba(23,61,58,.27); }
.quote-dialog::backdrop { background: rgba(14,37,34,.56); backdrop-filter: blur(3px); }
.dialog-close { width: 40px; height: 40px; position: absolute; top: 17px; right: 17px; display: grid; place-items: center; border: 1px solid #dce5db; border-radius: 50%; background: transparent; color: var(--ink); font-size: 20px; line-height: 1; cursor: pointer; transition: background .2s, border-color .2s; }
.dialog-close:hover { border-color: var(--ink); background: var(--mint); }
.dialog-heading { padding-right: 23px; }
.dialog-heading h2 { margin-bottom: 8px; font-size: 31px; }
.dialog-description { max-width: 560px; margin-bottom: 18px; color: var(--muted); font-size: 15px; line-height: 1.55; }
#quote-form { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 14px; }
.form-field { min-width: 0; display: flex; flex-direction: column; gap: 7px; margin: 0; padding: 0; border: 0; }
.form-field legend { margin-bottom: 7px; padding: 0; }
.form-field label, .form-field legend { color: var(--label); font-size: 14px; font-weight: 700; }
.form-field input:not([type=radio]), .form-field select { width: 100%; min-height: 43px; padding: 0 11px; border: 1px solid #d8e0d7; border-radius: 6px; outline: none; background: #fffefa; color: var(--ink); font-size: 16px; }
.form-field input:focus, .form-field select:focus { border-color: #579083; box-shadow: 0 0 0 3px rgba(87,144,131,.14); }
.form-field input::placeholder { color: #67736d; }
.form-field small { color: var(--muted); font-size: 13px; }
.has-error input:not([type=radio]), .has-error select, .has-error .radio-group { border-color: var(--error); }
.field-error { margin: 0; color: var(--error); font-size: 13px; font-weight: 600; line-height: 1.4; }
.coverage-switch { display: grid; grid-template-columns: 1fr 1fr; gap: 4px; margin: 0 0 4px; padding: 4px; border: 1px solid #d8e0d7; border-radius: 10px; background: #edf2ec; }
.coverage-switch label { position: relative; min-height: 44px; display: grid; place-items: center; border-radius: 7px; color: var(--label); font-size: 15px; font-weight: 700; cursor: pointer; transition: background .2s, color .2s, box-shadow .2s; }
.coverage-switch input { position: absolute; opacity: 0; pointer-events: none; }
.coverage-switch label:has(input:checked) { background: var(--white); color: var(--ink); box-shadow: 0 2px 8px rgba(23,61,58,.1); }
.coverage-switch label:has(input:focus-visible) { outline: 3px solid #e5a476; outline-offset: 2px; }
.full-field { grid-column: 1 / -1; }
.span-2 { grid-column: span 2; }
.radio-group { min-height: 43px; display: flex; flex-wrap: wrap; align-items: center; gap: 19px; padding: 0 10px; border: 1px solid #d8e0d7; border-radius: 6px; background: #fffefa; }
.radio-group label { display: inline-flex; align-items: center; gap: 7px; color: var(--ink-soft); font-size: 15px; font-weight: 500; cursor: pointer; }
.radio-group input { width: 18px; height: 18px; margin: 0; accent-color: var(--accent); }
.input-prefix { position: relative; }
.input-prefix > span { position: absolute; top: 50%; left: 12px; color: var(--muted); font-size: 16px; transform: translateY(-50%); }
.input-prefix input { padding-left: 27px !important; }
.form-note { margin: 2px 0 0; color: var(--muted); font-size: 14px; line-height: 1.55; }
.form-note a { color: var(--accent-text); text-underline-offset: 3px; }
.form-status { padding: 12px 14px; border: 1px solid #ecd89f; border-radius: 7px; background: #fff7df; color: #62542f; font-size: 14px; line-height: 1.5; }
.form-status strong, .form-status span { display: block; }
.form-status strong { margin-bottom: 3px; }
.form-trap { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
.form-submit { width: 100%; margin-top: 1px; }
.form-submit:disabled { opacity: .7; cursor: progress; }
.quote-sent { max-width: 520px; margin: 0 auto; padding: 34px 0 14px; text-align: center; }
.quote-sent-icon { width: 60px; height: 60px; margin: 0 auto 20px; display: grid; place-items: center; border-radius: 50%; background: #eef8f1; color: #24533a; }
.quote-sent-icon .icon { width: 28px; height: 28px; }
.quote-sent h2 { margin-bottom: 10px; font-size: 28px; outline: none; }
.quote-sent p { margin-bottom: 26px; color: var(--muted); font-size: 16px; line-height: 1.55; }
.quote-sent .button { min-width: 160px; }

:focus-visible { outline: 3px solid #e5a476; outline-offset: 3px; }
[hidden] { display: none !important; }

@media (max-width: 900px) {
  .desktop-nav { gap: 17px; }
  .hero { gap: 10px; min-height: 550px; }
  h1 { font-size: clamp(44px, 6.2vw, 58px); }
  .hero-art { min-height: 420px; }
  .mascot-card { width: 78%; }
  .coverage-card { padding-inline: 24px; }
  .iggy-inner { gap: 40px; }
  .faq-inner { gap: 45px; }
  .closing-cta { padding-inline: 48px; }
}
@media (max-width: 860px) {
  #quote-form { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .span-2 { grid-column: 1 / -1; }
}
@media (min-width: 701px) and (max-height: 820px) {
  .quote-dialog { max-height: calc(100dvh - 20px); padding: 20px 30px 22px; }
  .dialog-close { top: 12px; right: 12px; }
  .dialog-heading h2 { margin-bottom: 4px; font-size: 26px; }
  .dialog-description { margin-bottom: 12px; }
  #quote-form { gap: 10px 14px; }
  .form-field { gap: 5px; }
  .coverage-switch label { min-height: 38px; }
  .form-field input:not([type=radio]), .form-field select, .radio-group { min-height: 40px; }
  .form-note { font-size: 13px; }
  .form-submit { min-height: 46px; }
}
@media (max-width: 700px) {
  .section-wrap { width: min(100% - 40px, 520px); }
  html { scroll-padding-top: 70px; }
  .site-header { height: 70px; padding-inline: max(20px, calc((100% - 520px) / 2)); }
  .brand-name { font-size: 19px; }
  .site-header { gap: 10px; }
  .brand { min-height: 44px; }
  .desktop-nav { display: none; position: absolute; top: 100%; left: 0; right: 0; flex-direction: column; align-items: stretch; gap: 0; margin: 0; padding: 6px max(20px, calc((100% - 520px) / 2)) 14px; border-bottom: 1px solid var(--line); background: var(--paper); box-shadow: 0 18px 30px rgba(23,61,58,.08); }
  .site-header.nav-open .desktop-nav { display: flex; }
  .desktop-nav a { min-height: 50px; display: flex; align-items: center; border-bottom: 1px solid var(--line); font-size: 16px; }
  .desktop-nav a:last-child { border-bottom: 0; }
  .header-cta { min-height: 44px; margin-left: auto; padding-inline: 14px; font-size: 12px; white-space: nowrap; }
  .nav-toggle { width: 44px; height: 44px; flex: 0 0 auto; display: grid; place-content: center; gap: 5px; padding: 0; border: 1px solid rgba(23,61,58,.18); border-radius: 8px; background: transparent; cursor: pointer; }
  .nav-toggle span { width: 18px; height: 2px; display: block; border-radius: 2px; background: var(--ink); transition: transform .2s, opacity .2s; }
  .nav-open .nav-toggle span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
  .nav-open .nav-toggle span:nth-child(2) { opacity: 0; }
  .nav-open .nav-toggle span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }
  .hero { display: flex; flex-direction: column; align-items: stretch; gap: 0; padding-top: 62px; padding-bottom: 32px; }
  .hero-copy { padding: 0; }
  h1 { max-width: 520px; margin-bottom: 15px; font-size: clamp(43px, 11vw, 59px); }
  .hero-description { max-width: 380px; margin-bottom: 22px; font-size: 17px; }
  .hero-actions { flex-direction: column; align-items: stretch; }
  .hero-proof { margin-top: 19px; font-size: 13px; }
  .hero-art { min-height: 490px; margin-top: 20px; }
  .mascot-card { width: min(300px, 76%); }
  .note-top { top: 23px; right: 10px; }
  .note-bottom { top: 23px; bottom: auto; left: 10px; }
  .art-note { padding: 9px 11px; }
  .art-orbit { width: 92%; }
  .trust-inner { min-height: 58px; justify-content: space-around; gap: 10px; padding-inline: 18px; font-size: 12px; text-align: center; }
  .trust-inner i { width: 4px; height: 4px; flex: 0 0 auto; }
  .coverage-section { padding-top: 74px; padding-bottom: 75px; scroll-margin-top: -40px; }
  .section-heading { margin-bottom: 30px; }
  h2 { font-size: 37px; }
  .section-heading > p:last-child { font-size: 16px; }
  .coverage-grid { grid-template-columns: 1fr; gap: 13px; }
  .coverage-card { min-height: unset; padding: 22px 23px 25px; }
  .card-topline { min-height: 40px; }
  .card-icon { width: 40px; height: 40px; font-size: 17px; }
  .text-link { min-height: 44px; display: inline-flex; align-items: center; }
  .coverage-illustration { height: 136px; }
  .coverage-card h3 { font-size: 24px; }
  .coverage-card > p { font-size: 15px; }
  .coverage-card blockquote { margin-top: 18px; margin-bottom: 14px; font-size: 16px; }
  .iggy-inner { grid-template-columns: 1fr; gap: 26px; padding-top: 57px; padding-bottom: 61px; }
  .iggy-art { min-height: 300px; order: 2; }
  .iggy-copy { order: 1; }
  .iggy-copy h2 { font-size: 38px; }
  .iggy-copy > p { font-size: 16px; }
  .iggy-signoff, .footer-motto { padding: 10px 14px; font-size: clamp(13px, 4.1vw, 18px); }
  .iggy-blob { width: 255px; height: 255px; }
  .persona-gallery { width: min(100%, 390px); gap: 8px; }
  .persona-card figcaption { padding: 8px 2px; }
  .how-section { padding-top: 73px; padding-bottom: 70px; }
  .steps-grid { grid-template-columns: 1fr; gap: 10px; }
  .step-card { min-height: 0; padding: 20px; }
  .step-card h3 { margin-top: 16px; font-size: 18px; }
  .how-cta { flex-wrap: wrap; gap: 8px 15px; }
  .faq-inner { grid-template-columns: 1fr; gap: 22px; padding-top: 72px; padding-bottom: 76px; }
  .faq-intro h2 { font-size: 38px; }
  .faq-intro > p:last-child { margin-top: 10px; }
  .faq-list summary { min-height: 59px; padding-block: 12px; font-size: 16px; }
  .faq-list details p { font-size: 15px; }
  .closing-cta { width: calc(100% - 28px); min-height: unset; flex-direction: column; gap: 0; align-items: flex-start; margin-top: 35px; margin-bottom: 47px; padding: 38px 24px 30px; border-radius: 13px; }
  .closing-content { max-width: 100%; }
  .closing-content h2 { font-size: 37px; }
  .closing-content > p { font-size: 16px; }
  .closing-content .hero-actions { max-width: 330px; }
  .closing-badge { width: 124px; height: 124px; order: -1; margin-bottom: 20px; }
  .closing-badge::before { width: 106px; height: 106px; }
  .closing-badge > span { top: 19px; font-size: 10px; letter-spacing: .08em; }
  .closing-badge img { width: 62px; height: 62px; margin-top: 14px; }
  .closing-spark { top: -150px; left: 138px; font-size: 22px; }
  .footer-main { flex-direction: column; gap: 31px; padding-top: 34px; padding-bottom: 30px; }
  .footer-links { flex-wrap: wrap; justify-content: flex-start; gap: 16px 54px; }
  .footer-links > div { min-width: 0; gap: 0; }
  .footer-label { margin-bottom: 4px; }
  .footer-links a, .footer-action-link { min-height: 44px; display: inline-flex; align-items: center; }
  .footer-bottom a { min-height: 44px; display: inline-flex; align-items: center; }
  .footer-bottom { align-items: flex-start; flex-direction: column; gap: 4px; padding-top: 13px; padding-bottom: 13px; }
  .footer-bottom p:last-child { text-align: left; }
  .disclosures-page { min-height: calc(100vh - 125px); padding-top: 56px; padding-bottom: 63px; }
  .disclosures-page h1 { font-size: 44px; }
  .disclosures-intro { margin-bottom: 27px; font-size: 16px; }
  .disclosure-copy { padding: 23px 19px; }
  .disclosure-copy p { font-size: 14px; line-height: 1.7; }
  .quote-dialog { padding: 29px 20px 25px; }
  .dialog-heading h2 { font-size: 29px; }
  #quote-form { gap: 13px 10px; }
  .form-field input:not([type=radio]), .form-field select { min-height: 44px; font-size: 16px; }
  .radio-group { min-height: 44px; gap: 14px; padding-inline: 10px; }
  .coverage-switch label { font-size: 14px; }
}
@media (max-width: 390px) {
  .section-wrap { width: calc(100% - 32px); }
  .site-header { padding-inline: 16px; }
  .desktop-nav { padding-inline: 16px; }
  .header-cta { padding-inline: 12px; }
  .brand { gap: 6px; }
  .hero-art { min-height: 340px; }
  .coverage-card { padding-inline: 19px; }
  .closing-cta { padding-inline: 19px; }
  .footer-links { column-gap: 34px; }
  .quote-dialog { width: calc(100% - 16px); padding-inline: 15px; }
}
/* em-based so it also kicks in when the phone's font size is enlarged */
@media (max-width: 359px), (max-width: 22.4em) {
  .header-cta { display: none; }
  .nav-toggle { margin-left: auto; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .button:hover, .card-icon:hover, .card-icon:focus-visible { transform: none; }
}